Posts Tagged ‘Bank’

How can a bank say 0% APR on balance transfers and yet charge a transfer fee?

Question by Todd: How can a bank say 0% APR on balance transfers and yet charge a transfer fee?
Doesn’t the very definition of “annual percentage rate” mean that it has to include fees? Isn’t that the whole point of the concept APR, as opposed to mere “interest rate”?
But look:
http://www.businessdictionary.com/definition/annual-percentage-rate-APR.html
http://www.investorwords.com/242/APR.html
APR includes fees! But clawed raised [...]

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Is there an equivalent to credit card chargeback when I pay by “Instant bank transfer”?

Question by CookieSmoothie: Is there an equivalent to credit card chargeback when I pay by “Instant bank transfer”?
I bought something on eBay over 3 months ago using PayPal. Only recently I unpacked it and began using it and realised it was faulty. I messaged the seller and I was told that I can return it [...]

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How do I pay my bank of america credit card online?

Question by Gone Fishin: How do I pay my bank of america credit card online?
Someone please provide me a step by step process on how to do this! It’s really confusing I’m not sure if I just goto “transfer” and transfer money from my checking into my credit card account? And then that just pays [...]

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Bank Of America – 0% Balance Transfer & No BT Fee – NEA – Best BT Credit Card.

creditcardcomplex.com and http … 0 % balance transfer credit card and a low balance transfer fee of only …. This kind of deal very hard to find. Best BT Credit Card.. Save Money in Interest.

Balance Transfer Credit Cards www.creditcardfinder.com.au A balance transfer credit card allows you to transfer your existing credit card balances and repay [...]

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